Silver Springs Farm Homes under $1.25 million

Welcome to Silver Springs Farm, a hidden gem nestled in the picturesque mountains of Banner Elk, North Carolina. This charming subdivision offers the perfect blend of tranquility and adventure, making it an ideal destination for families, retirees, and anyone seeking a serene lifestyle surrounded by nature.

Silver Springs Farm is renowned for its stunning landscapes, characterized by rolling hills, lush greenery, and breathtaking views of the Blue Ridge Mountains. Residents enjoy a peaceful ambiance while still being conveniently located near the vibrant heart of Banner Elk, where you can find delightful shops, restaurants, and recreational activities. Whether you’re an outdoor enthusiast or someone who appreciates the beauty of changing seasons, this community has something for everyone.

One of the most appealing aspects of Silver Springs Farm is the variety of homes available, particularly for those seeking options under $1.25 million. You’ll find beautifully crafted residences that embody both charm and modern elegance, featuring open floor plans, gourmet kitchens, and spacious outdoor areas perfect for entertaining or simply relaxing with a cup of coffee while taking in the views. Many homes also come with access to community amenities, including walking trails, parks, and picnic areas, fostering a sense of community among residents.

Embrace the lifestyle you’ve always dreamed of in Silver Springs Farm, where mountain living meets modern convenience. Discover your perfect home in this enchanting subdivision and start creating lasting memories in the heart of North Carolina’s breathtaking High Country!

Newest Silver Springs Farm Homes under $1.25 million

351 Silver Springs Drive Unit B, Banner Elk

$629,000

2 Beds ⋅ 3 Baths ⋅ 264417 MLS

Discover refined mountain living in this beautiful and spacious two-bedroom, two-and-a-half-bath townhome, ideally situated in the heart of Banner Elk. Offered fully furnished, this elegant, turnkey retreat seamlessly combines comfort, style, and convenience, making it an ideal full-time residence, weekend getaway, or mountain escape. Vaulted ceilings and an abundance of natural light create an inviting sense of space, while the well-appointed kitchen features granite countertops and new appliances. Step onto the covered deck and unwind while taking in the peaceful beauty of the surrounding mountains, or gather with family and friends for an evening of grilling on the included grill. Roll-down sunscreens provide additional shade and privacy on bright afternoons, allowing you to enjoy this wonderful outdoor living space in comfort. The attached one-car garage offers exceptional convenience and functionality, featuring a built-in workshop with countertops, cabinetry, and yard tool hangers everywhere. Garage also features a convenient drop-down attic access for additional storage. A huge walk-in crawl space provides even more valuable storage and offers exciting potential for future use, limited only by your imagination and applicable requirements. Outside, the beautifully landscaped yard is enhanced by mature trees and shrubs, creating a natural buffer and providing abundant shade and privacy while showcasing beautiful neighborhood and mountain views. The sizable, level backyard offers plenty of room for children to play, pets to roam, or simply enjoy the peaceful surroundings. Centrally located, this exceptional townhome puts you very near to Banner Elk’s charming restaurants, shopping, outdoor recreation, and year-round attractions. With its turnkey furnishings, thoughtful amenities, generous storage, beautiful outdoor spaces, and prime High Country location, this property offers a rare opportunity to embrace a luxurious yet low-maintenance mountain lifestyle. HOA dues cover exterior painting appropriately every 7 years. Painted this year (2026) Roof replacement every 15-20 years (replaced 2021). Bi-WEEKLY yard mowing and maintenance also provided. Garage separation between neighbors means no livable spaces shared for quiet enjoyment.

351 Silver Springs Drive Unit B, Banner Elk

317 Silver Springs Drive Unit A, Banner Elk

$649,000

2 Beds ⋅ 2 Baths ⋅ 263913 MLS

A luxury Banner Elk townhome with a GARAGE! 2 bedroom, 2 bath, mostly finished basement (just needs a mini-split) and one car garage with great year round access and in the quiet, upscale neighborhood of Silver Springs Farms! You will enjoy the space from neighbors with the 2 townhomes on each end with one car garages in the middle! No one above or below. Home features a large kitchen, dining room, tongue-in groove wood ceiling and stone fireplace in the great room, a covered deck, large upstairs loft and second bedroom/bath. Newer kitchen appliances and hot water heater (2021). Gorgeous luxury vinyl plank flooring, leathered kitchen granite counters and primary bath quartz counters. Enjoy the tranquil garden area! You don't have to worry about vacation renters coming and going with the minimum rental being one year and one day! City water, city sewer and city maintained road. Cable TV, satellite and high speed internet available. A radon mitigation system is installed. Buyer pays a $550 capital contribution to the Association at closing. Sold unfurnished. Elevation just over 3,500 feet. Natural gas to the home; no tank and no worries about running short of fuel. A wonderful buy within Town limits! Your place in the mountains! Central location to all that is offered in the Banner Elk/Beech and Sugar Mountain area! Banner Elk and vicinity is noted for fine dining, summer concerts, summer theater at Lees-McRae College, Grandfather Mountain State Park, Blue Ridge Parkway, hiking, skiing and other outdoor recreation! Seller needs a closing not before October 31 to accommodate a move. The shared driveway is with the other townhome unit. Sold unfurnished. There was a first level toilet leak a few years ago that was mitigated by a professional restoration company. Water was on the main level and down to the basement. Adding a mini-split in the basement (drainage and electrical in place) would add approximately 900 heated square footage and provide a third living area.

317 Silver Springs Drive Unit A, Banner Elk

$1,199,770

4 Beds ⋅ 4 Baths ⋅ 263226 MLS

Set within the sought-after gated enclave of Silver Springs Farm Estates, this distinguished custom home, built in 2020 by Vonco Construction, blends mountain sophistication, superior craftsmanship, and a premier setting. Offered by its original owner, this home has never been rented — a rare opportunity for its next owner. The floor plan showcases a main-level primary suite with floor-to-ceiling sliding glass doors opening onto a partially covered rear porch, dual walk-in closets, and a spa-inspired bath with double vanities. A guest bedroom with a full bath completes the main level. The lower level expands the living space, offering versatility for multigenerational households or entertaining, with a spacious second family room, a secondary primary suite with a walk-in closet and oversized bath, an additional guest bedroom with full bath, and a dedicated laundry room. Thoughtful touches such as a tankless water heater, fireplace, and premium finishes carry throughout. Outdoors, sweeping views of Grandfather Mountain unfold from the covered porch, which extends the full length of the home. The welcoming Porte Cochere offers an elegant space. Just minutes away, discover scenic hiking trails, fly fishing, whitewater rafting, skiing, snow tubing, golf, boutique shopping, and the High Country's finest dining and wineries. Long-term rentals are permitted, offering flexibility for personal use or investment income. Whether a full-time residence, mountain retreat, or strategic investment, 726 Silver Springs Drive offers a lifestyle defined by Banner Elk's four-season beauty and refined High Country charm.

726 Silver Springs Drive, Banner Elk

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The information from this search is provided by the High 'Country Multiple Listing Service. Please be aware that not all listings produced from this search will be of this real estate company. All information is deemed reliable, but not guaranteed. Please verify all property information before entering into a purchase.”